NBP General Banking Officer GBO Branch Operations Manager BOM OG-I OG-II OG-III Top 25 MCQs Written Assessment Test Sample Papers PDF Prepare Now

NBP General Banking Officer GBO Branch Operations Manager BOM OG-I OG-II OG-III Top 25 MCQs Written Assessment Test Sample Papers PDF Prepare Now

What does the term “KYC” stand for in the banking sector?

A) Know Your Cash

B) Know Your Customer

C) Keep Your Credit

D) Knowledgeable Yield Calculation

Answer: B) Know Your Customer

Which department in a bank is responsible for managing lending and borrowing activities?

A) Risk Management

B) Treasury

C) Compliance

D) Marketing

Answer: B) Treasury

What is the key purpose of AML regulations in banking?

A) Asset Management Liabilities

B) Anti-Market Losses

C) Anti-Money Laundering

D) Asset Monitoring and Liability

Answer: C) Anti-Money Laundering

What term refers to the interest rate at which the central bank lends money to commercial banks?

A) LIBOR

B) Prime Rate

C) Discount Rate

D) Federal Funds Rate

Answer: C) Discount Rate

Which financial document represents a company’s financial position at a specific point in time?

A) Income Statement

B) Balance Sheet

C) Cash Flow Statement

D) Statement of Retained Earnings

Answer: B) Balance Sheet

In banking, what does ‘NPA’ stand for?

A) Non-Performing Asset

B) New Profitable Account

C) Net Profit Assessment

D) Non-Promotional Advertisement

Answer: A) Non-Performing Asset

What is the purpose of SWIFT codes in banking?

A) To identify bank branches globally for international transactions

B) To track customer spending habits

C) To verify account ownership

D) To calculate interest rates

Answer: A) To identify bank branches globally for international transactions

Which department in a bank typically manages the evaluation and mitigation of various risks faced by the institution?

A) Marketing

B) Compliance

C) Risk Management

D) Operations

Answer: C) Risk Management

What is the primary purpose of a bank’s ‘liquidity ratio’?

A) To assess the bank’s ability to cover its short-term obligations

B) To calculate profits from investments

C) To determine employee salaries

D) To measure customer satisfaction

Answer: A) To assess the bank’s ability to cover its short-term obligations

Which financial product provides a fixed sum investment with a predetermined interest rate and maturity date?

A) Savings account

B) Current account

C) Fixed deposit

D) Money market account

Answer: C) Fixed deposit

What does the term ‘ACH’ stand for in banking?

A) Automated Clearing House

B) Account Checking History

C) Active Customer Handling

D) Asset Credit Hold

Answer: A) Automated Clearing House

What is the primary responsibility of the ‘Clearing House’ in banking operations?

A) Verifying customer identities

B) Facilitating transfer of funds between banks

C) Issuing credit cards

D) Conducting financial audits

Answer: B) Facilitating transfer of funds between banks

What is the primary function of the central bank in a country’s banking system?

A) Profit maximization

B) Ensuring price stability and monetary policy implementation

C) Marketing financial products

D) Managing branch operations

Answer: B) Ensuring price stability and monetary policy implementation

Which entity insures depositors’ money in case of bank failure in Pakistan?

A) FDIC (Federal Deposit Insurance Corporation)

B) SEC (Securities and Exchange Commission)

C) IRS (Internal Revenue Service)

D) DPC (Deposit Protection Corporation)

Answer: D) DPC (Deposit Protection Corporation)

What does the term ‘IRR’ commonly refer to in banking?

A) Internal Rate of Return

B) International Risk Ratio

C) Interest Rate Regulation

D) Investment Risk Reversal

Answer: A) Internal Rate of Return

What is the purpose of a bank’s ‘SWOT analysis’?

A) Assessing the financial health of the bank

B) Identifying strengths, weaknesses, opportunities, and threats

C) Managing customer accounts

D) Analyzing market trends

Answer: B) Identifying strengths, weaknesses, opportunities, and threats

In banking, what is the function of a ‘standing instruction’ given by a customer?

A) Providing a customer’s contact details

B) Authorizing automatic recurring transactions

C) Conducting account audits

D) Issuing new debit cards

Answer: B) Authorizing automatic recurring transactions

Which department in a bank is responsible for ensuring adherence to legal and regulatory requirements?

A) Marketing

B) Operations

C) Compliance

D) Human Resources

Answer: C) Compliance

What does the term ‘CRR’ stand for in the context of banking?

A) Central Regulatory Ratio

B) Capital Risk Reduction

C) Cash Reserve Ratio

D) Credit Rating Requirement

Answer: C) Cash Reserve Ratio

Which of the following is a primary function of a bank’s ‘core banking system’?

A) Assessing market trends

B) Managing customer relationships

C) Conducting internal audits

D) Ensuring compliance with legal requirements

Answer: B) Managing customer relationships

What is the primary role of a bank’s ‘SWOT analysis’?

A) Identifying internal strengths and weaknesses

B) Assessing global market trends

C) Conducting customer surveys

D) Managing financial transactions

Answer: A) Identifying internal strengths and weaknesses

What is the primary purpose of ‘cross-selling’ in banking?

A) Generating additional revenue by selling different products to existing customers

B) Acquiring new customers for the bank

C) Managing customer complaints

D) Conducting promotional campaigns

Answer: A) Generating additional revenue by selling different products to existing customers

Which financial document provides a snapshot of a company’s financial performance over a specific period?

A) Income Statement

B) Balance Sheet

C) Cash Flow Statement

D) Statement of Retained Earnings

Answer: A) Income Statement

What is the primary purpose of a bank’s ‘SWIFT code’?

A) Identifying bank branches globally for international transactions

B) Verifying customer identities

C) Calculating interest rates

D) Tracking customer spending habits

Answer: A) Identifying bank branches globally for international transactions

Which regulatory body is responsible for overseeing the functioning of stock exchanges in Pakistan?

A) SEC (Securities and Exchange Commission)

B) FDIC (Federal Deposit Insurance Corporation)

C) NCUA (National Credit Union Administration)

D) IRS (Internal Revenue Service)

Answer: A) SEC (Securities and Exchange Commission)

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National Bank of Pakistan NBP Jobs Advertisement

National Bank of Pakistan is looking for highly confident, motivated and career oriented individuals in the area of Operations Group as General Banking Officer and Branch Operations Manager BOM – OG-III/ OG-II/ OG-I.

Education/ Qualification:

Minimum Graduation from a local or international University/ college/ Institute recognized by HEC with at least 60% marks or minimum CGPA 2.5.

Candidates having Master’s Degree and /or relevant Diploma/ Certifications will be preferred.

Experience:

Minimum 01 to 03 years of branch banking/ financial institution/ FinTech experience in a similar role.

Digital Skills/ Expertise/ Knowledge Required:

  • Knowledge of Core Banking Solutions/ Enterprise Applications/ Digital onboarding processes.
  • Good knowledge of AML/ CDD policies and regulatory guidelines.
  • Team player, capable of working under high pressure and meeting deadlines.
  • To scrutinize and verify data entered by customers/ branches/ digital accounts desk in the light of SBP guidelines and seek additional information/ documents, if required.
  • Good communication and interpersonal managerial skills.
  • Good knowledge of banking products.
  • Effective processing skills (based on volume, speed and accuracy)
  • Excellent customer service skills
  • Goal orientated and results driven
  • Proficient in MS Office Suite (MS Outlook/ MS Excel/ MS Word/ MS Power Point/ MS Access) as well as basic knowledge of internet.

National Bank of Pakistan Place of Posting Cities:

Bannu, Dera Ghazi Khan,  Jhelum, Faisalabad, Gilgit, Gwadar, Islamabad, Jhang, Karachi, Lahore, Mardan, Mianwali, Mirpur A.K, Quetta Swat, Rawalakot, Rawalpindi, Sahiwal, Sialkot.

Written MCQs/ Assessment Test/ Interviews:

Only short-listed candidates strictly meeting the above mentioned basic eligibility criteria will be invited for written MCQs test and/ or panel interviews.

NBP Employment Type:

The employment will be on contractual basis, for 03 years which may renewed on discretion of the Management. Selected candidates will be offered compensation package and other benefits as per National Bank of Pakistan NBP policy/ rules.

How to Apply Online NBP Jobs:

Interested candidates may visit the website: www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of advertisement.

NBP General Banking Officer GBO Branch Operations Manager BOM OG-I OG-II OG-III Top 25 MCQs Written Assessment Test Sample Papers PDF Prepare Now